How to Get a GCash Mastercard: Complete Guide

Do you want to enjoy the convenience and security of a physical debit card for your GCash account? Getting a GCash Mastercard can be an ideal option. With this card, you will no longer need to worry about spending money or having access to your funds anywhere in the world. Not only that but with it, you can quickly improve your financial literacy thanks to helpful features like budgeting tools and insights on how best to use your card. Read on for all the details about how to get a GCash Mastercard today!

A GCash Mastercard is a great convenience for people with a GCash account who are reserved or conservative about credit cards. This Mastercard allows users to make payments without a bank account or credit card. It is a handy virtual wallet you can carry around with you as long as your GCash is properly funded.

The GCash Mastercard

The GCash Mastercard is not a credit card. It is a reloadable prepaid card that supports a GCash account using the GCash app. The card is used to pay for in-store and online purchases and withdraw cash from ATMs. A GCash Mastercard can be used for payment at more than 35.9 million Mastercard merchants around the globe.

Major Features

The most noteworthy GCash Mastercard features include:

An EMV chip card with a 16-digit card number and a 3-digit CVV (The same technology feature used for ATMs).
No maintaining balance is required.
The Customer Protect Program (CPP) covers unauthorized transactions.
A daily withdrawal limit of P100,000.

Self-service features

Card linking

GCash Mastercard users can link their card with their GCash account so they can use the card to pay for purchases and make withdrawals. (See below)

Card lock and unlock

This is an important security feature of the Mastercard to prevent unauthorized transactions in case of theft. (See below)

Withdrawing your GCash balance

You can cash out from your e-wallet account through any GCash Mastercard-affiliated ATM or BancNet ATM in or out of the Philippines. This GCash card can be a lifesaver in emergencies if you need hard cash because of ATM 24/7 access. Outlets such as Puregold, Robinsons, and SM are GCash partners and allow over-the-counter cash-out transactions.

You only need to ensure an ATM is Mastercard or BancNet capable and withdraw using the GCash ATM card and the 6-digit GCash Mastercard PIN.

Online purchases payment

Many online stores and sellers accept GCash payments. The card enables the user – in conjunction with a GCash wallet – to conveniently pay for online purchases, subscriptions, bookings, and other transactions on local and international e-commerce sites. You can even pay monthly subscriptions to international services such as Spotify and Netflix.

You only need to go to the checkout page, select Mastercard as the payment mode, and enter the 16-digit card number and card expiry date that appears on the GCash card. You will receive a one-time password (OTP) through SMS. You must input this on the website to complete an online payment transaction.

In-store purchases payment

The card can be used as payment at physical establishments like hotels, restaurants, and retail shops in the Philippines and abroad so long as a Mastercard is accepted. Just tell the cashier you will make a purchase or bill payment through the card. The cashier will insert the GCash card into a point-of-sale terminal and ask you to enter your PIN to complete the transaction.

How to Get GCash Card Online

To order a GCash Mastercard online using the GCash app:

1. On the main dashboard, tap “View all GCash Services.”

2. Select the Cash Out icon under the Fund Management section.

3. Tap “Deliver” to request card delivery.

4. Enter your full name, mobile number, and delivery address. Check the Agree with Terms and Conditions box and tap “Next.”

5. Tap “Pay” to pay the P215 card and delivery fee and complete the payment.

6. Notification will be displayed if the transaction is successful. An SMS will state that the payment has been processed and will be posted within three business days. Take note of the reference number. Once the cost is dispatched, you will receive another SMS stating that the order is being processed. Card delivery is usually ten working days.

To order using the GCash Mastercard order form:

1. Go to the GCash link: www.gcash.com/mc-store/orders.

2. Read all instructions and note all reminders to order and pay the card and delivery fee.

3. Type your GCash number, full name, and delivery or shipping address.

4. Type contact numbers that the courier can call. Check the box to Agree with Terms and Conditions and tap the arrow button to proceed.

5. After submitting the form, take note of the Order Number since you will be using this to pay the card and delivery fee.

To order through a partner merchant:

You can collect from the following partner merchant branches –

7-Eleven
Ministop
Lawson
All Day Supermarkets
All Day Convenience Store

1. Ask the cashier if GCash Mastercard is available.

2. Pay the card fee of P150.00.

3. After the card is given to you, link the card to your GCash account.

Activating and Linking the Card to Your GCash Account

1. On your smartphone, open the GCash app and tap “Profile” on the bottom right corner of the screen.

2. Tap “My Linked Accounts” and then “GCash Card.”

3. Tap “Add a Card.”

4. Enter and submit the 6-digit authentication code.

5. Type the last four digits of your GCash Mastercard number and the 12-digit Virtual Account Number at the back of your card. Tap “Next.”

6. Select a 6-digit PIN and tap “Next.”

7. You will then see an acknowledgment to let you know that your GCash card is successfully linked to your GCash account.

Note: The 6-digit PIN you select is needed to withdraw from ATMs and pay at point-of-sale terminals. This 6-digit PIN completely differs from your 4-digit MPIN used to log in to your GCash account.

Setting the 6-Digit PIN

1. Log in to the GCash app and choose Profile.

2. On the Profile page, tap “My Linked Accounts > GCash Card.”

3. Select your GCash card account and tap “Set Card PIN.”

4. Type in the 6-digit PIN you previously selected and type it in again on the following line to confirm the PIN.

5. A message prompt will appear if you successfully set your 6-digit PIN.

Using the Card Lock and Unlock Feature

1. Select the GCash Mastercard account and tap “Lock Card” to lock the card. A prompt shows that the card is locked and no transactions can be made. The locked GCash Mastercard will now appear blurred and grayed on the GCash app.

2. Tap “Unlock Card” to unlock the card. A prompt will show on the GCash app that the card is now opened and can be used for transactions.

Are There GCash Mastercard Fees?

The card carries corresponding fees when you use it as an ATM:

ATM withdrawal fee – As charged by the bank servicing the ATM.
ATM balance inquiry fee – P3 per transaction.

Remember These Things about Your GCash Mastercard

Only verified users can order a GCash card – If you are still using a basic GCash account, your account must be fully verified before applying for a GCash card. You must confirm your identity and submit the documents through the GCash app.

GCash cards don’t contain your name – GCash Mastercards are nameless reloadable debit cards that don’t carry the owner’s name.

You can only use the card if it is funded – Since it is a reloadable and prepaid debit card, you can only use it if your linked GCash wallet account has the available funds.

Conclusion

After reading this article, you now understand the advantages of getting a GCash Mastercard. The benefits are apparent, from added convenience and security to having access to additional financial literacy tools. Plus, you can easily order your card online in just a few clicks without hassle. So why wait? Get your GCash Mastercard today and start enjoying all the features and benefits it can offer. With this powerful tool, you will find that managing your finances becomes simple, secure, and efficient – enjoy the journey!

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