All SSS members must pay their monthly contributions regularly and on time. It is vital if members want to access their SSS benefits or loans, especially when needed. Of course, if a member has an employer, payments are assuredly on time and regularly. For self-paying members, there is a variety of payment channels available. But in the new SSS payment scheme, a PRN (Payment Reference Number) must be obtained for each payment to be posted in real-time, regardless of whether the employer or self-paying member is making the payment. This article is a practical guide on how to generate PRN for SSS loan payment and contribution.
What is a Payment Reference Number SSS?
The payment reference number SSS or PRN number SSS is a unique system-generated number used by individual SSS members or employers when paying a contribution or loan. The PRN corresponds to a specific billing statement. There is no permanent PRN, as each PRN is generated for each payment.
To avoid confusion, members should realize that the PRN differs from the CRN or Common Reference Number and SSS number. The CRN is found on the SSS ID or UMID card, while the SSS number is the permanent proof of membership in the SSS.
The SSS now requires the PRN to ensure that each contribution or loan payment is immediately and correctly posted to the member’s account. In the old payment system, all SSS payments used to be verified and posted manually. Under the new SSS Real-Time Processing of Contributions (RTPC) program, contributions or loan payments are immediately posted to an SSS member’s contribution record.
Related: A Complete Guide on SSS Unemployment Benefit Program
The instant posting of payments ensures that members can see the status of the latest payment they have made and all payments made.
Since July 2021, the SSS has made it mandatory for all employers and members to use the Payment Reference Number (PRN) when paying SSS loans. Non-PRN loan payments are no longer accepted, whether the payment is made online or through the EDINet or Electronic Data Interchange facility.
How To Generate PRN for SSS Loan Payment Online through My.SSS
Not only is it mandatory for employers and members to use the new PRN system when paying contributions or loans, but they are also required to register and create a My.SSS account at the official SSS website. Members and employers with their own My.SSS accounts can generate their own PRN online. The PRN for employers is generated after confirmation of the electronic Contributions Collection List/e-CL. For members’ confirmation, it is the Statement of Account/SOA.
SSS makes a few exceptions for some members, allowing them to go to the nearest SSS office to pay their contributions without a PRN. It is provided that the member has never been issued or has received any PRN in the past.
Please note that any PRN, no matter how generated, can only be used once since it expires five (5) days after the due date. So, each time a member makes a contribution or loan payment, a new PRN has to be generated or requested.
Firstly though, members should register their SSS account online.
Getting PRN as an Employer
1. Go to the My.SSS portal and log in to the Employer (ER) account.
2. Enter the user ID and password, then click the Submit button. You are now logged in.
3. Click the menu’s Payment Reference Number (PRN) link.
4. Employers can review and edit their e-CL before clicking the “Generate PRN” button. For first-time users:
Create an electronic Contribution Collection List (e-CL) using three options –
Option 1 – Select records from the SSS list.
– Prepare the list by adding records of employees and their corresponding monthly income.
– Review the list created for inaccuracies or inconsistencies. Click Submit.
– Click on Prepare Collection List button to create a Contribution Statement.
– Click on Contribution List Details under Contribution Collection List Summary.
– Create a Partial Collection List by clicking Prepare Partial List under Employee Details.
– Wait for the Contribution Collection List to be prepared. When it is ready, it can be downloaded, sent to an email, or both. The Contributions Statement received will be final and due for payment.
Option 2: Download the SSS list and edit it offline before uploading it.
– Download and install the AMS CCL Editor.
– Log in to the AMS CCL Editor using the employer number.
– Click Add Record and fill out employee information.
– Click the tools for Create Full AMS List or Create Partial AMS List to generate a Contribution Collection List (CCL). Save the file on a computer.
– Edit the CCL offline.
– Upload the finished CCL. Click on Prepare Collection List.
– Receive the generated Contribution Collection List by choosing either to download or send to an email address.
Option 3: Upload Employee Prepared List according to the SSS file format requirement.
– Create a file that follows the required SSS file format structure.
– Upload the Employee List.
– Click on Prepare Collection List to automatically prepare a Contribution Statement.
– To receive the generated CCL, choose to download, send to email address, or both.
Getting PRN as a Self-Employed, Voluntary, or OFW Member
1. Visit My.SSS portal and select Member.
2. At the Member Login tab, log in to the account by entering a user ID and password and clicking Submit.
3. Hover the cursor over Payment Reference Number (PRN) – Contributions on the menu and click the Generate PRN button.
4. Provide all requested information:
– Choose the membership type.
– Choose the applicable period (month/s and year for the contribution payment).
– Choose the monthly contribution from the Select Premium drop-down menu. The total amount based on a chosen applicable period and monthly contribution will be automatically displayed after picking an amount. Once finished, click Submit Request.
5. Obtain the PRN. Review the contribution payment details. Click OK to confirm that all information is correct. The generated PRN will appear along with the due date and other payment details. Click Print Statement of Account (SOA) to download the printed PRN.
How to Get SSS PRN through SSS Mobile App
1. Download the SSS Mobile App.
2. Enter the My.SSS account user ID and password. For employers, tap Employer Login. Tap Sign In to log in.
3. Onscreen, tap Generate PRN.
4. Tap Create on the upper right corner of the screen.
5. Choose a membership type.
6. Choose an applicable period (month/s and year for contribution payment).
7. Choose the contribution amount.
8. Tap Submit.
9. The Statement of Account (SOA) containing the PRN and contribution details will appear onscreen. Choose to download it as a PDF file or take a screenshot.
How to Get SSS PRN through Text
If internet access becomes unavailable, TextSSS allows getting a PRN through SMS. A service fee is charged for every text message. It is P2.50 for both Smart and Globe subscribers.
To register for TextSSS service, text SSS REG <10-digit SSS number><Birthdate in MM/DD/YYYY format> to 2600. Example: SSS REG 3418736855 06/25/1970
The member will receive a reply confirming the successful registration and a four-digit PIN. Keep a copy of the PIN, as this will be used each time transaction is done through TextSSS.
Once the PIN is received, get a PRN by texting SSS PRN<10-digit SSS number><Birthdate in MM/DD/YYYY format> to 2600.
How to Get SSS PRN at Any SSS Branch
If necessary or as a last resort, the member can visit the nearest SSS branch to generate a PRN before paying a loan or contribution.
Approach the teller counter to request a PRN. Just present a UMID or SSS ID.
If the branch has an eCenter, a computer is set up for members to obtain a PRN before making a loan or contribution payment. Personnel can assist in quickly generating a PRN.
Conclusion
Generating PRNs for SSS Loan payments should be a simple process. Taking the proper measures and breaking down the steps is essential in understanding how to create a PRN effectively. We hope this blog post served as an excellent resource in finding out how to generate prn for sss loan payment, make accurate payments on time and avoid any penalties or delinquency charges in the long run. So stay organized, think ahead, and don’t let life’s complicated moments bog you down – have your PRN ready with these easy-to-follow instructions!
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